Over the past 10 years is a dramatic improvement in obesity and overweight in the United States and adults who can imagine that has a serious impact on the cost of the U.S. health care system. Although many consumers who are denied health insurance to the value of being overweight or having a "fat tax" may feel that they are Jilted by the system of guarantee insurance. Fair or not for the health problems associated with overweight and obesity have reprocussions people across the economy and health care.

Subscribers who use their system for determining height and weight for calculating the acceptable range. The correlation of the second set defines the BMI or the body mass index "and to give companies estimate bodyfat. According to health department services for BMI of 30 is considered obese and overweight is 25-29.9. If the BMI is above 43 will probably not qualify for traditional health insurance. If your BMI is between 29-43, health insurance can elect to offer health insurance to the value of the premium. If you have existing health problems related to weight, such as diabetes, hypertension or heart disease, health insurance coverage may reject all of them, even if your BMI is in the range. In addition to BMI or fat belly waist circumference is a good indicator of future health problems associated with overweight and type 2 diabetes and hypertension. Inactive people who were overweight with a tendency to store excess fat in the stomach, finally, have insulin resistance, and heart or health problems. Underwriters review the applications and verify that the applicant has a combination of these pre-existing conditions immediately raised a red flag about the application. Underwriters have the risk of certain criteria that are used when the BMI is combined with other risk factors as smoking, and previous health problems that include more when combined together. This combination will result in a decrease in the coverage of health care.

Excess weight affects health and health care costs?

Although many people feel that the surplus in May was Railroader by insurers, the conclusion is between 2 and 7% of all healthcare costs associated with overweight and obesity, as a result of health problems related to the treatment of obesity, factors such as hypertension, insulin resistance or diabetes, high cholesterol, heart disease, some cancers, respiratory problems, no assets, work absenteeism, the cost of death and loss of income for families of premature death.

Endeavor to get approval for a health insurance policy

If you think you may be overweight and may not be eligible for the individual or family health coverage, you can take some precautions before the application of health. You need to find a health insurance broker who offers more of a service and knowledge of the security of products that some of the requirements and research the best plan for you. You can complete the pre-selection of applications that will allow brokers to communicate with subscribers before submitting an application problem and increase the likelihood of adoption and to avoid possible reduction. One can refuse to receive coverage Akan resolvable. You should also check the BMI tables, but not all the same table gives you an idea of how close or far from its current body mass index to a healthy level is high. Finally consider to improve their own health benefits by starting a basic exercise like walking 30 minutes a day, educate people about nutritious foods such as sugar and empty calories from saturated fat and create a lifestyle that makes you feel well, make you productive, it looks great, and reverse some health problems and prolong his life and especially to give you quality health insurance.

1 comments

  1. Hendri Andreas // April 15, 2009 at 7:42 AM  

    Good info. Is there any insurance for this in Indonesia?