Many people are traditional health insurance is the only way to cope with the costs of doctors, hospitals, pharmacies and all that in our family to provide health services as well. In recent decades, emerged a Discount Health Program is a lot of courage, and more affordable alternative. In mid-March 2009, CNN reported that 18% of the United States under 65 without health insurance. We know from previous news reports and campaign stump speech to the amount of approximately 47 million U.S. the total population of just over 300 million. 25% say the cost is more urgent problems of health after cancer.

Traditional health insurance is usually through employers and employees covering family. What's good about this plan is to automatically accept anyone who is a family member or dependent of the employee, without taking into account the pre-existing conditions, previous medical history or condition that can be costly for the insurance company. Other words, the lid does not have to undergo the process .... guarantee by the insurance company to assess your risk. Another advantage is that employers often pay a large portion of the costs and strong. The average worker in the United States to pay $ 1946/yr coverage. Plans that allow employees to cover medical expenses for family, because usually only responsible for paying the fees and deductibles. Many of the most expensive, and as MRIS CatScans need for pre-approved, unless under a state of emergency, for example, wheeled in the emergency room following a car accident. If you are lucky enough to have this coverage, good. Unemployment in the U.S. is now a 8.5% nationwide. A greater number of people who lost their jobs in a recession. Health care coverage is just one of the victims. Yes, usually have the option of Cobra, but a great face.

One option that deserves to see the discount health program (HDPS). This program is not insurance. Depending on what you choose to purchase can reduce fees for doctors, hospitals, prescription - including dental, vision and chiropractic care. This is also available without a guarantee - there is no exclusion for pre-existing condition. Also included is a subordinate services such as diagnostic tests, laboratory procedures, physical therapy, imaging (MRIS, etc) and tools for mental health services and diabetic supplies ... fairly wide coverage. You can see the 40% discount on doctor visits and 60% or more in the testing laboratory. Prescription savings can be up to 85% on both brand and generic drugs. HDPS including many hospitals, where a program promoting attorney was assigned to negotiate with hospitals to provide the best possible cost. In some cases this has been reduced to zero. Yes, you must use network providers - said the doctor, dentist, hospitals, etc., that have agreed to charge members of this low cost. You may be surprised how many service providers to participate in this program. HDP is a website that makes it easy to find service providers. And you do not need to live in or near a major metropolitan area to participate provider. The best part is the discount health care program may provide benefits to all households about $ 40 per month. Cobra seek a premium! If you are at risk of losing health insurance if you are insured, or without the security of all - you should consider the health plan discount.

1 comments

  1. Amelia // September 17, 2011 at 2:49 PM  

    I am very much familiar with the health insurance plans but is learning about health discount programs the very first time through this post. After knowing so much about this program I find it a great option which will benefit the way health insurance do to all those people who wants to spend less. Thanks
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